Apple's much-awaited update for its current operating system arrives today, Oct. 20. Apart from additional features such as the Apple Pay, the update is expected to fix problems encountered by users of the iOS 8.

According to Phone Arena, the iOS 8.1 will come with the Camera Roll, iCloud Photo Library, continuity features like the Instant Hotspot, SMS relay and Bluetooth pairing fixes. The release was confirmed by Apple's Software Engineering senior vice president Craig Federighi.

Although updating could be very tempting, there are reasons why delaying it could be the best option. Consider these before upgrading your iDevice:

New OS, New Problems

In as much as the update will attempt to fix bugs laid by its predecessors, Gotta Be Mobile wrote that there are chances for the iOS 8.1 to cook its own problems. Among these nuisances could be Wi-Fi connectivity issues, battery drain and "general sluggishness."

Freedom from Jailbreak

We have previously reported what jailbreaking is and how it could affect your iPhones and iPads. Hence, updating to iOS 8.1 would have these gadgets lose full-customization capacities and the ability to install unlicensed third-party apps. They become devices Apple intended them to be.

The Feast

Release dates are Cornucopia Bloodbath days. People will rush to feast on what's new. Predictably, Apple's servers could crash, leading to installation problems. Consider holding back for a while -- Apple itself has told that it isn't perfect.

The late Steve Jobs admitted via TechRadar, "We're not perfect, phones aren't perfect." iOS 8.1 is not going anywhere but under Apple's accessible realms.

Important Reminders

Since the iOS 8.1 arrives on a Monday, those who have set preferences or schedules in their existing apps may potentially incur problems once the update interferes with recorded data. This tip is a risk-free advice, applicable for iOS users who rely on such productivity apps.

Just, No

Finally, users who are generally unfamiliar with the update, have not backed-up or synced relevant data or are just uncomfortable transitioning into a new version of the same operating system may strongly agree to wait just a bit longer. Related news about the iOS 8.1 can be read here, here and here.

Forbes reported that the most anticipated feature of the iOS 8.1 is Apple Pay, which basically functions as a wallet -- users pay with it. Compatible NFC-enabled devices include the iPhone 6, iPhone 6 Plus, iPad Air 2, iPad mini 3 and rising smartgear, Apple Watch.

The iOS 8.1 was announced on Oct. 16 at Apple's media event, along with the iPad Air 2, iPad Mini 3, Retina Display iMac and OS X Yosemite.