The Black Friday shopping day has arrived and mobile carrier T-Mobile prepared for the occasion with price cuts.

According to T-Mobile, the Lumia 521 can be purchased with $0 up front. The full retail price of the Lumia 521 is $99.84.

With the $0 up front offer, the T-Mobile customer will have to pay $4.16 for the next 24 months. If the consumer cancels the wireless service, the remaining balance on the Windows Phone 8 device will be due.

T-Mobile is also offering a $20 app credit with every purchase of a Nokia Lumia device and a $10 charge for a SIM Starter Kit.

"Includes your T-Mobile SIM card, which allows you to access T-Mobile's network," noted the mobile carrier about their SIM Starter Kit. "Also features tips on how to make the most of your mobile experience and a coupon for 20 [percent] off accessory."

As Latino Post reported, the Lumia 521 was named the most-utilized Windows Phone device in the U.S. with a convincing 22.8 percent market share, beating fellow Windows Phone gadgets such as the Lumia 520, Lumia 920, Lumia 1020, and HTC 8X, to name a few. T-Mobile, however, represented as the third most popular Windows Phone mobile carrier provider in the U.S., after AT&T and Verizon Wireless, respectively.

The Lumia 521, which is 4G enabled, has a 4-inch touchscreen and 5-megapixel camera with 720p HD video recording. When it comes to memory, the smartphone has 8GB of internal storage with 512MB of RAM. A microSD card slot is available for an additional 64GB of storage. The battery capacity for the Windows Phone 8 smartphone is 1,430mAh.

To purchase the Nokia Lumia 521 from the official T-Mobile website, click here.

__

For the latest updates, follow Michael Oleaga on Twitter: @EditorMikeO