Marqise Lee Injury: Jaguars WR Sues Insurance Company for Payment Refusal

After his insurance company refused to pay the treatment for his blown knee which caused him a higher spot in the NFL draft, Jacksonville Jaguars wide receiver Marqise Lee is suing for $4.5 million.

An initial TMZ report said that Lee is taking to court a case against Lloyd's of London where he reportedly paid a $94,000 disability policy during his final year at the USC to secure his future just in case he gets injured. Because luck was not on his side, Lee hurt his left knee during a game against the Arizona state and ESPN said he was not able to "fully regain" his position as the top receiver.

In 2014, he was drafted as the sixth wide receiver for the Jaguars where he signed a four-year deal amounting to $5.17 million, which is about $4.5 million short of what the policy guarantees.

According to Fox Sports, Lee filed the suit against the insurance company in a California district court last Tuesday, which was also the same day Lloyd's of London denied his claim. But the insurer reportedly filed a case against Lee, saying that he "concealed, misrepresented or omitted pertinent medical information that would have caused the policy never to take effect."

Fox Sports said that Lloyd's also claimed that they've refunded Lee's original premium plus the interest it earned and they're now asking a New Jersey court to rule that the policy should "never have applied."

It seems like Lloyd's of London has a reputation like this as Fox Sports said that Lee's teammate Morgan Breslin also filed a similar case in a New Jersey court last month.

Fisher Injury Lawyers discussed that Breslin who formerly plays as a defensive end/outside linebacker at the USC is seeking benefits for the disability and loss of value policy which he purchased from Lloyd's. It said the player bought the policy during the 2013 college football season but he was injured during the fifth game of his senior season.

Breslin reportedly paid $20,000 for the coverage but when he wanted to claim for benefits last April 2014, it was held by the company for nine months then was denied. Fisher Injury Lawyers said that Breslin believed that deniying him of the benefits was not according to the law since he purchased the policy to "protect him from financial catastrophe" brought by the injury he suffered.

"He, like many other exceptional student athletes eligible for the NFL Draft, would not return to college for an additional year if this coverage was not available. Unfortunately, many of these policies do not pay off as the student athletes expect or are led to believe," Fisher Injury Lawyers said, noting that this is a sad reality happening especially among college athletes.